Medical insurance
If you go to a hospital or clinic for treatment, you may have unexpected high medical expenses.
For example, it may cost about 5,000 yen to see a doctor once with a mild cold, tens of thousands of yen for treatment of a cavity, and nearly 10,000 to 50,000 yen for a disease test.
In addition, if you are hospitalized for one week with appendicitis, it will cost 200,000 yen, and if you are hospitalized for more than a month due to serious illness or injury, it may cost nearly one million yen a month, which is a big financial burden.
For this reason, Japan has a medical insurance system to reduce the burden of medical expenses, and the national government, local governments, offices, and individuals are supposed to share medical expenses.
And not only all citizens, but also all foreigners who stay in Japan (regardless of their period of stay) must join.
Many international students will be enrolled in the National Health Insurance.You don’t have to join because you don’t get sick, and you don’t have any money, so you won’t be allowed to join, so be sure to join.
Procedures for enrolling in the National Health Insurance
The procedure for joining the National Health Insurance Is the National Health Insurance Division (hereinafter referred to as the “National Health Insurance Division”) such as the city hall (ward office) where the alien registered.) in the .
If you bring the “Alien Registration Certificate” to the office of the National Health Insurance Division and complete the procedure, you will receive a National Health Insurance Card at a later date.In the National Health Insurance, the head of the household performs the procedure together, and the whole family becomes the insured person (the person who can receive the insurance treatment).
In addition, if the name, head of household, address, etc. change, within 14 days from the day of the change, if the study abroad is finished and return home, it must be reported to the National Health Insurance Department before returning home.
*Note: Insured
person’s card such as health insurance or national health insurance (hereinafter referred to as an “insurance card”)As well as passports, alien registration certificates, bank bank passbooks, etc., please keep them carefully.If it is in the hands of others and misused, it will be a serious problem.
After enrollment, you will pay monthly insurance premiums.Insurance premiums vary depending on your city and your income, but in many cases it is about 20,000 yen per year.If you join the National Health Insurance, you will be charged 30% of your medical expenses.Please present your health insurance card when you are treated for an injury or illness.However, all medical expenses that are not covered by insurance treatment will be borne by all expenses.
Since 2009, when renewing or changing your status of residence, you have been required to submit proof of health insurance.Please note that if you are not enrolled, you will not be able to renew your visa or obtain your status of residence.
| Ward minutes | I have health insurance. | I don’t have health insurance. | Unknown | Meter |
| Number of people (people) | 5.355 | 336 | 63 | 5.754 |
| Rate (%) | 93.1 | 5.8 | 1.1 | 100.0 |
National Health Insurance Premium Monthly By Region
| Area | Free | 500 yen Less than |
500 yen ~ 1,000 Less than |
¥1,000 ~ 1,500 Less than |
1,500 yen ~ 2,000 Less than |
2,000 yen ~ 2,500 Less than |
¥2,500 ~ 3,000 Less than |
3,000 YEN ~ 3,500 Less than |
3,500 yen More than |
Unknown | Total | |
| Hokkaido | Number of people (people) | 1 | 3 | 2 | 11 | 28 | 5 | 4 | 5 | 8 | 1 | 68 |
| Rate (%) | 1.5 | 4.4 | 2.9 | 16.2 | 41.2 | 7.4 | 5.9 | 7.4 | 11.8 | 1.5 | 100.0 | |
| Tohoku | Number of people (people) | 2 | 6 | 8 | 45 | 35 | Yao-yeon | 4 | 3 | Fourteen. | 2 | 136 |
| Rate (%) | 1.5 | 4.4 | 5.9 | 33.1 | 25.7 | 12.5 | 2.9 | 2.2 | 10.3 | 1.5 | 100.0 | |
| Kanto | Number of people (people) | 25 | 30 | 527 | 912 | 342 | 164 | 134 | 146 | 273 | 67 | 2,620 |
| Rate (%) | 1.0 | 1.1 | 20.1 | 34.8 | 13.1 | 6.3 | 5.1 | 5.6 | 10.4 | 2.6 | 100.0 | |
| Central | Number of people (people) | 8 | 7 | Forty. | 229 | 123 | 66 | Eighteen. | Yao-yeon | 85 | Fourteen. | 607 |
| Rate (%) | 1.3 | 1.2 | 6.6 | 37.7 | 20.3 | 10.9 | 3.0 | 2.8 | 14.0 | 2.3 | 100.0 | |
| 近畿 | Number of people (people) | 5 | Nine. | Twenty. | 154 | 354 | 184 | 38 | 26 | 61 | Fourteen. | 865 |
| Rate (%) | 0.6 | 1.0 | 2.3 | 17.8 | 40.9 | 21.3 | 4.4 | 3.0 | 7.1 | 1.6 | 100.0 | |
| China | Number of people (people) | 2 | 2 | 8 | 71 | 78 | Sixteen. | Nine. | 5 | 22 | 7 | 220 |
| Rate (%) | 0.9 | 0.9 | 3.6 | 32.3 | 35.5 | 7.3 | 4.1 | 2.3 | 10.0 | 3.2 | 100.0 | |
| Shikoku | Number of people (people) | 0 | 0 | 6 | Eighteen. | 12 | 5 | 0 | 0 | 3 | 2 | 46 |
| Rate (%) | 0.0 | 0.0 | 13.0 | 39.1 | 26.1 | 10.9 | 0.0 | 0.0 | 6.5 | 4.3 | 100.0 | |
| Kyushu | Number of people (people) | 3 | 7 | 25 | 203 | 220 | 32 | Thirteen. | Yao-yeon | 42 | Nineteen. | 581 |
| Rate (%) | 0.5 | 1.2 | 4.3 | 34.9 | 37.9 | 5.5 | 2.2 | 2.9 | 7.2 | 3.3 | 100.0 | |
| Meter | Number of people (people) | 46 | 64 | 638 | 1,645 | 1,194 | 489 | 220 | 219 | 508 | 128 | 5,151 |
| Rate (%) | 0.9 | 1.2 | 12.4 | 31.9 | 23.2 | 9.5 | 4.3 | 4.3 | 9.9 | 2.5 | 100.0 | |
Japan Student Services Organization (JASSO) Reference
from the 2007 Survey on The Life of Privately Financed International Students